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Grievance Redressal Policy

Transparent Multi-Tier Escalation Matrix

Preamble & Objective

Friendly Loans For You is committed to delivering prompt, courteous, and unbiased customer grievance redressal. We maintain a documented three-level escalation process to ensure any dispute regarding underwriting, disbursement, or eNACH auto-debits is resolved within prescribed timelines.

Level 1: Application Processing & Operations Desk

Turnaround: 24 - 48 Hours

For queries related to application progress, KYC upload errors, or disbursement updates, contact our designated desk:

Designated Officer: Suhas V (Application Processing)

Telephone / WhatsApp: +91 91004 47454

Email: support@friendlyloansforyou.com

Working Hours: Monday through Saturday (09:00 AM to 07:00 PM IST)

Level 2: Nodal Grievance Redressal Officer (GRO)

Turnaround: Within 7 Working Days

If your issue is not resolved within 48 hours at Level 1, or if you are dissatisfied with the resolution, you may escalate to the Nodal Grievance Officer:

Grievance Officer: Principal Officer - Compliance Desk

Escalation Email: grievance@friendlyloansforyou.com

Registered Address: Friendly Loans For You Credit Operations, India

Level 3: Escalation to the RBI Ombudsman

Statutory Escalation

If the grievance is not redressed within a period of 30 days from receipt, or if you remain dissatisfied with the decision, you may lodge a complaint directly with the Reserve Bank of India Integrated Ombudsman Scheme (RB-IOS):

RBI Complaint Management System: https://cms.rbi.org.in
Toll-Free Helpline: 14448 (9:30 AM to 5:15 PM)